Question: Can I Drive My Son’S Car On My Insurance?

What happens if I let someone else drive my car?

If you let someone else drive your car and they get in an accident, your insurance company would likely be responsible for paying the claim, depending on the coverages in your policy.

The claim would go on your insurance record and could affect your car insurance rates in the future..

What happens if I don’t add my teenager to my car insurance?

If you don’t add your child to your auto insurance once they’ve gotten a learner’s permit or driver’s license, you could face problems filing a claim, keeping discounts, or maintaining your auto insurance policy altogether if something happens while they’re driving your car.

Can I drive someone else’s car on my insurance?

Just because you have comprehensive car insurance doesn’t automatically mean that you can drive another person’s vehicle. … This means that if you’re involved in a collision, the policy will pay for the damages made to the other vehicle involved, but you will need to pay to have the vehicle you were driving fixed.

Can my son drive my car with his own insurance?

You must be properly insured if you drive on the public road, no matter how short the distance, even if your parents have given their permission for you to drive the car, and even if they have their own insurance policy covering the vehicle.

Can I drive a car without my name on insurance?

You don’t have to rely solely on the vehicle owner’s policy to cover you. If you have existing insurance, it’s possible that your policy will protect you even when the car isn’t in your name.

How does insurance work if you borrow a car?

If you’re the one borrowing the car, that means you aren’t responsible for damages. The person who owns the car and their insurance is responsible for the deductible and for working with the car insurance company if you get into an accident while driving the car.

Does my insurance cover me if I borrow a car?

Does my car insurance cover me while driving someone else’s vehicle? The general rule of thumb is that car insurance follows the car, not the driver. Therefore, if you borrow someone’s car, you would be covered under their car insurance policy up to the policy limits they chose.

What happens if my son crashes my car?

In most cases, if you give permission to someone else to drive your car (making them a permissive driver ) and they cause an accident, your insurance will cover the costs. … If the person who was driving your car doesn’t have their own insurance, they may be on the hook financially for damages to the other party.

Can a car be titled in one name and insured in another?

In most cases two or more names can be on the title to a car. Once you have your name on the title, you can take out an insurance policy on the vehicle — even if you live at a separate address as the other title holder. The next best option would be to get a non owner car insurance policy.

Can my son drive my car if he doesn’t live with me?

Your child likely won’t be able to be on your policy any longer because he or she doesn’t live in your household. … If you’re the parent who isn’t listing the child on your car insurance, your child can still drive your car and be covered by your insurance. It works just as if you had a friend borrow your car.